Introduction
PMFBY yani Pradhan Mantri Fasal Bima Yojana ek sarkari scheme hai jiska maksad hai kisano ko fasal nukhsan se suraksha dena. Yeh yojana 2016 mein shuru hui thi jisse kisano ki fasalon ka bima kara kar unhe natural aapdaon (barish, sukhha, aandhi, keet, rog) se hone wale nukhsan se bachaya ja sake.
Agar aap bhi kisaan hain ya aapke parivar mein koi kisaan hai to PMFBY scheme ke baare mein poori jankari lena bahut jaruri hai. Is post mein hum aapko PMFBY ki puri jankari denge – iska fayda, registration process, claim kaise karein, aur aapko kya documents chahiye.
PMFBY Ka Full Form Aur Matlab
PMFBY = Pradhan Mantri Fasal Bima Yojana
Yeh ek fasal bima scheme hai jisse sarkar ke saath private insurance companies mil kar kisano ki fasalon ka bima karte hain.
PMFBY Ka Uddeshya (Purpose)
- Kisano ko fasal nukhsan hone par aarthik sahayata dena
- Natural disasters se hone wale nukhsan ka bharpaayi karna
- Kisano ka jeevan surakshit karna aur unhe fasal beema ke jariye financial security dena
- Faslon ke beema ke dauran subsidy provide karna
PMFBY Scheme Ke Fayde (Benefits)
- Kam premium charge karna (sarkar subsidy deti hai)
- Faslon ka poora nukhsan cover karna
- Jaldi claim processing
- Kisan bhaiyon ke liye online facility available hai
- Risk kam hone se kisan khush rahte hain
PMFBY Me Kaun Kaun Se Faslen Aati Hain?
- Anaj (Gehu, Chana, Chawal, Makka, Bajra, Jowar, etc.)
- Dalhan (Moong, Urad, Masoor, etc.)
- Telhan (Sarson, Soya bean, Til, etc.)
- Phasal (Fruits & Vegetables) kuch states mein
PMFBY Registration Kaise Karein?
1. Online Registration:
- Official website par jaakar apna mobile number aur Aadhaar number se register karein
- Apne kheti ke area ka data bharein
- Premium amount pay karein (jo subsidy ke baad banta hai)
- Confirmation milte hi aapka registration complete ho jaata hai
2. Offline Registration:
- Apne najdiki Krishi Kendra ya Patwari office jaakar form bharein
- Apna Kisan ID ya Aadhaar card lekar jayein
- Form verify karne ke baad premium jama karen
PMFBY Claim Process Kya Hai?
- Agar aapki fasal nukhsan hoti hai to aap claim file kar sakte hain
- Apne area ke insurance company agent se sampark karein
- Khasra aur khatauni ki copy lekar aapko claim form bharna hoga
- Claim verify hone ke baad paisa aapke bank account mein transfer ho jaata hai
PMFBY Portal Ka Use Kaise Karein?
- PMFBY Official Website par login karein
- Apna account banayein ya login karein
- Claim status check karein
- Faslon ki policy details dekhein
PMFBY Helpline Number
Kisi bhi dikkat ke liye call karein: 1800-180-1551
FAQs – PMFBY Ke Kuch Aam Sawal
Q1: PMFBY registration kab tak karna hota hai?
A: Faslon ke beej boye jaane se pehle registration kar lena chahiye, deadline har state alag hoti hai.
Q2: PMFBY claim kitne din me milta hai?
A: Usually 15-30 din ke andar claim paisa mil jata hai.
Q3: PMFBY me kaun apply kar sakta hai?
A: Wo koi bhi registered kisaan jo fasal beema karwana chahta ho.
Conclusion
PMFBY ek bahut hi upyogi yojana hai jo kisano ko fasal nukhsan se bachati hai aur unka financial burden kam karti hai. Agar aapne abhi tak apni fasal ka bima nahi karwaya hai to turant karein. Is scheme ka fayda uthane ke liye aap online ya offline dono tareeke se apply kar sakte hain.
Fasal ka beema karwana aapki aur aapke parivaar ki suraksha hai.
Tags: PMFBY, Fasal Bima Yojana, Kisan Yojana, PMFBY Registration, Fasal Bima Claim, Pradhan Mantri Fasal Bima
